Welcome to All Western Mortgage’s Southern California online home. We’ve created our website to help all of Southern California with their mortgage needs. If you browse through out our website you will find lots of interactive tools that will give you quick access to one of our mortgage experts to help answer any questions you may have. We also have lots of great information on the different loan types that we specialize in. We have added a new feature to our site, a blog on Southern California Mortgage news.  To see all the latest news on California Mortgage News click on the California Mortgage Blog button.
 
If you are looking to purchase a home, we have a full portfolio of Southern California home loan options. We are very versed in conventional loan programs, which also tend to be the most common loan programs. Conventional loans have many different options with them which can work better for some then others. If you are looking to purchase a higher end home, the type of conventional loan you want is called a jumbo loan. Beyond conventional loans we also can lend two great government back loans. The first being FHA loans which can make owning a home for a 1st time home buyer or someone who doesn’t have a perfect credit score a reachable dream. FHA loans just have a down payment of 3.5% and looser financial requirements. The other being a VA loans which was created for Veterans and active-duty so they could own a home much easier, in fact if you qualify you can purchase a home for no money down. If you want to figure out which loan program would work best for you then please take advantage of our Purchase Assistant tool and we’ll get back to you with the best options for your situation.
 
Beyond our purchase options, if you already own a home in Southern California, we also carry many refinance options. Rates these days are at historic lows so looking into a refinance is a smart decision. We have some of the most competitive Southern California refinance rates you’ll find. In the past if you’ve tried to refinance but weren’t able to because you are underwater with your mortgage there is now a solution, it’s called the HARP 2.0 refinance program and it was designed specifically to let people who are underwater to be able to refinance to a lower rate. We also can do a cash-out refinance to use the equity you’ve built up in your home and turn it into cash. If you are wondering if a refinance is right for you, then try out our Refinance Advisor tool and we’ll let you know your options.
 
Seniors we are also reverse mortgage specialists. If you’ve retired and heard about a reverse mortgage and wondered if it’s smart choice for you we can help answer your questions. A reverse mortgage is a great way to turn your home in a consistent flow of cash all while you stay in your home.
 
Regardless what your mortgage needs maybe we can help. Feel free to contact us through our website or give us a call at 877-731-2777.
 
Find the perfect loan to fit your needs.

Purchasing a Home?

Turn the home of your dreams
into reality. Whether you are buying your first home, second home, or vacation property, use this FREE self-help tool to determine exactly what type of purchase loan is best for you.

 

Need to Refinance?

Save money by taking
advantage of the lowest rates available. Whether you are looking to lower your rate, lower your monthly payment, or tap
into your home's equity, use this FREE self-help tool to determine exactly what type of refinance solution is best for you.

 

Consolidating Debt?

Use your home to help eliminate bad debt and bundle your bills into one easy monthly payment. Whether you need to pay off
high-interest credit cards or you just need cash now, use this FREE self-help tool to determine exactly what type of debt consolidation program is best for you.

 
 
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